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Debra Hedgcoth, CFP®, RICP®

Debra Hedgcoth, CFP®, RICP®

Wealth Advisor

Most people struggle to find the time to understand and direct their financial lives. I am passionate about educating and guiding clients to financial success.  I will work with you to assess your personal situation and provide you with clear guidance, based upon your goals and values.  I have lived and worked in Lubbock for over 45 years. After graduating from Texas Tech University in 1986 with a degree in Finance, I worked for the IRS for 25 years acquiring extensive knowledge of tax law.  In 2012, I retired and began my second career as a Wealth Advisor. 

I specialize in retirement accumulation/distribution planning, Social Security claiming strategies, long-term care design, and personal financial planning. My IRS experience uniquely qualifies me to help you create tax efficient strategies. As a divorced mom, I find it particularly rewarding to work with women finding themselves alone.

I have earned the following advanced professional designations: Certified Financial Planner (CFP®), Retirement Income Certified Professional (RICP®), Certified in Long-Term Care (CLTC), and Certified Kingdom Advisor (CKA®). 

I work as an independent, fiduciary advisor.  You will experience peace of mind knowing I offer advice that is in your best interest.

I have one son, Ryan, and a daughter-in-law, Tiffany.  I attend Hope Lutheran Church and enjoy spending time with my family, volunteering, gardening, traveling, and entertaining.

insurance license # 1753636